Rates Effective: Tuesday, July 8, 2008. These rates are subject to change without notice.
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| Mortgage Rates |
| For current Mortgage Rates, click here. |
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| Home Equity Loan Rates |
| Home Equity Line of Credit |
Home Improvement |
| Description |
Years |
Loan to Value |
APR* |
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Home Equity
Line of Credit
(Variable)
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15 |
0% - 80.00% |
5.00%** |
| 15 |
80.01% - 90% |
5.50%** |
| 15 |
90.01% - 95% |
6.00%** |
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Special Introductory Rate:
3.99% for the first year!***
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| Description |
Months |
APR* |
| Fixed Rate Home Equity |
0 - 60 |
6.74% to 7.99%** |
| 61 - 84 |
6.99% to 8.24%** |
| 85 - 120 |
7.24% to 8.49%** |
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*APR = Annual Percentage Rate.
**BWCU home equity loans may be subject to actual closing costs, including an origination fee.
***APR after first year will adjust monthly to the Prime Rate as published in the Wall Street Journal (if 80% or less loan to value), Prime plus .50% (if 81% to 90% loan to value), or Prime plus 1% (if above 90% loan to value). For qualified borrowers.
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| Land Rates |
| Unimproved Land |
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*Interest rates are subject to change without notice.
Change in interest rate will also affect APR (Annual
Percentage Rate).
**APR = Annual Percentage Rate. APR will vary based on
final loan amount and finance charges. APRs above based
on a $100,000 loan, assuming a 20% down payment
*** 0 Points
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BWCU offers land, lots and acreage loans with flexible terms and low fixed rates.
- Loan to value up to 80% of the unimproved
property value.
- Loan amount is not limited by dollar amount, but
loan in limited to 20 acres or less.
- Terms available up to 10 years.
- Fixed rate loan. Please see current rates.
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